Obtaining a mortgage in Bulgaria can be a problem if you do not understand the requirements for financing home loans in Bulgaria. AMG Property Group can assist you to finance your property in Bulgaria purchase with a Bulgarian mortgage, equity release or a home loan. If you are not able to purchase in cash then you are left with two main options:
1. Secure a mortgage against UK property and buy in cash.
2. Secure a mortgage against a Bulgarian Property.
Under currency control regulations, a registration with the Bulgarian national Bank is required for loans granted by non-residents to Bulgarian entities. AMG Property Group can recommend financial advisors to assist with mortgages, equity release and any other monetary issues.
Points you should consider:
· Mortgages in Bulgaria are available for off-plan properties once they reach roof level stage of construction
· Mortgage companies will lend up to 70% of the declared notary value
· Interests rates are usually between 6.5% and 7.5%
· Mortgages terms are up to 20 years only
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